Kirtan Bhatt is the founder and CIO of Turtlefolio Wealth, an independent and unbiased platform that aims to upskill millennials in financial planning and enrich their goal-based planning approach. After working with over 500 individuals and gaining insights into their investment aspirations and concerns, as well as managing a substantial wealth portfolio, we have developed a simple formula: Investments (safe + liquid + productive) = Financial Wellbeing Kirtan is dedicated to utilizing this formula to assist families, corporations, and high-net-worth individuals in planning their finances to achieve risk-adjusted maximum return on investment while maintaining liquidity. Kirtan's vision is to address the issue of financial illiteracy by constructing a platform that enables users to reach their financial goals with the aid of evolving technology and tools. With an educational background in engineering, he possesses a strong passion for building products, particularly those related to personal finance. When he is not working, you can find him engrossed in reading non-fiction books, exploring remote locations, and developing his personal philosophy. To contact Kirtan for Personal Financial Planning, Goal-Based Planning, Risk Assessment, Taxation Planning, and How to Create Wealth through Investing in Equities, he can be reached at wealth@turtlefolio.com.